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Bull Put Spread Calculator

bullish

A bull put spread is a vertical credit spread: you sell a higher-strike put and buy a lower-strike put. You collect a net credit and profit if the stock stays above the short strike.

Max Profit
Net credit received × 100
Max Loss
(Width of strikes − Net credit) × 100
Break Even
Short strike − Net credit
Underlying

When to Use a Bull Put Spread

  • You are neutral to mildly bullish — you don't expect the stock to fall much
  • You want to sell premium and collect theta decay
  • Implied volatility is elevated, making credits richer
  • You want defined risk compared to a naked short put

Risks

  • You lose if the stock drops below the short strike minus credit
  • Max loss is larger than max profit (width − credit)
  • Early assignment risk on the short put if it goes deep ITM

How a Bull Put Spread Works


Sell a put at strike A and buy a put at strike B (B < A), same expiration. You collect a net credit. If the stock stays above strike A at expiry, both expire worthless and you keep the credit.


Example

AAPL at $195. Sell the $195 put for $3.40, buy the $190 put for $2.00. Net credit: $1.40 ($140).


  • AAPL at $200: Both expire worthless. You keep the $140 credit.
  • AAPL at $193.60: Break-even. Short put is worth $1.40, offsetting the credit.
  • AAPL at $185: Max loss = ($5 − $1.40) × 100 = $360.

  • Key Takeaway

    Bull put spreads are the credit-spread version of a bullish bet. You profit from time decay and a stable or rising stock. The tradeoff: max loss exceeds max profit, but probability of profit is typically higher.

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